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Prince George’s County Distributes Information for Natural Disaster Victims | Community Spirit

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Prince George’s County Distributes Information for Natural Disaster Victims
Prince George’s County Distributes Information for Natural Disaster Victims

 

The following information was sent to us via Scott Peterson:

 

On Thursday, September 22nd, the Prince George’s County Government issued the following information concerning existing and new State programs that may serve residents whose homes have sustained damage or who have been displaced by disaster. The Maryland Department of Housing and Community Development has three existing programs that may be helpful for Prince George’s County residents, as well as a temporary disaster voucher program called the Maryland Disaster Housing Assistance Program (MDHAP).

 

The Maryland Department of Housing and Community Development (DHCD) has highlighted the following three existing home improvement programs available for Prince George’s County residents. These programs can be used to assist disaster victims in obtaining financing for home repairs. More information on these programs can be found on the DHCD website: www.mdhousing.org

 

Accessible Homes for Seniors (AHS)

DHCD and the Maryland Department of Aging (MDoA) collaborate through the AHS program to promote accessibility related improvements to the homes of seniors. These improvements may include, among others, the installation of grab bars and railings, widening of doorways and installation of ramps.

 

The program provides zero percent interest, deferred loans for a term of 30 years to finance accessibility improvements. The program is funded by DHCD under theMaryland Housing Rehabilitation Program (MHRP) and is administered by Special Loan Programs. The program is marketed through the local Area Agencies on Aging. More information can be found online at http://dhcd.maryland.gov/website/programs/ahsp/default.aspx

 

Maryland Housing Rehabilitation Program – Single Family (MHRP-SF)

The purpose of the Maryland Housing Rehabilitation Program- Single Family (MHRP-SF) is to preserve and improve single family properties and one-to-four unit rental properties. MHRP-SF is a program designed to bring properties up to applicable building codes and standards. MHRP-SF funds may be used to assist in the rehabilitation of owner-occupied single-family homes and rental housing with one to four units.

 

Loans have interest rates based on the income of tenants served and projected income available to repay the loan. Generally, the maximum loan is 110 percent of the value of the property. Loans in excess of $5,000 or with deferred payments are secured by a mortgage. The maximum loan term is 30 years. Loans which serve families with incomes at or below 50 percent of the statewide or Washington, D.C. MSA median income may have deferred payments if necessary for project feasibility. MHRP-SF loans are originated, packaged and closed by the Maryland Department of Housing and Community Development Special Loan Program's (SLP) network of local administering agencies. More information can be found online at http://dhcd.maryland.gov/website/programs/mhrp_sf/default.aspx

 

Indoor Plumbing Program (IPP)

The IPP provides indoor plumbing, new wells, septic systems and water treatment systems in residential properties. Loans may be made for single-family, owner-occupied houses and rental properties with one to 100 units, which do not have indoor plumbing. Properties must be structurally sound. Owner-occupants of single-family homes and all residents of assisted rental housing must have an income at or below 80 percent of the statewide or Washington, D.C. MSA median income.

 

Loans have interest rates based on the incomes of the residents and owner-occupant, or project income available to repay the loan. Generally, the maximum loan amount is 110 percent of the value of the property. Loans in excess of $5,000 or with deferred payments are secured by a mortgage. Loans may provide for deferred payment of principal and interest for households with incomes below 50 percent of the statewide or Washington, D.C. MSA median income if necessary for project feasibility. More information can be found online at http://dhcd.maryland.gov/website/programs/ipp/default.aspx

Additionally, DHCD has a temporary disaster voucher program, the Maryland Disaster Housing Assistance Program (MDHAP). DHCD released the following fact sheet on the short term vouchers. Note: residents will be assisted through this program on a referral basis.

 

What is Maryland Disaster Housing Assistance Program (MDHAP)?

 

The purpose of the program is to provide short-term, emergency rental assistance (up to 90 days with one

90-day renewable term) for families displaced by a natural disaster as identified by the Maryland Emergency Management Agency (MEMA) or the Maryland Department of Human Resources (DHR) while they arrange for long-term housing or await permanent housing assistance.

 

Who is eligible?

 

Families are assisted on a referral basis with such referrals being made by MEMA, DHR or other designated disaster relief agency.  Generally, all families displaced by a natural disaster are eligible and can be referred to the program.

 

Who administers this program?

 

The Maryland Department of Housing and Community Development (DHCD) administers the program either directly or through a network of partnering local housing agencies in Maryland and adjoining states.

 

How much of the rent will MDHAP cover?

 

The maximum rent an Owner will be paid is the lesser of the advertised rent or 100% of the fair market rent for the area in which the property is located.  The full amount of rent falling within this threshold will be paid by DHCD or its partnering local housing agency during the participant’s occupancy term under this form of disaster housing assistance.  Owners agree to waive tenant security deposits.

 

How long will the housing assistance last?

 

The term of the short-term voucher is 90 days with one renewable 90-day term.

 

What if I still need help paying my rent after the renewal period expires?

 

In this case you can contact DHCD or the local housing agency administering your short-term voucher to determine your eligibility for a bridge voucher.  A bridge voucher requires you to pay 30% of your gross monthly income toward the owner’s rent.  The owner’s rent must be within the previously mentioned threshold.  The term of this form of disaster housing assistance is 180 days with one renewable 180-day term. 

 

What is the process for getting started?

 

Upon your referral to the administering local housing agency, you will be provided a full briefing and packet of forms and instructions.  Available housing resources also will be provided at that time. Applications and supporting documentation can be faxed to DHCD at 410-987-8763 or delivered to our address below (ATTN: 4thfloor).